In a medium bowl, combine tomatoes, avocado, red onion, black beans, black-eyed peas, corn, bell pepper, jalapeño pepper, and cilantro. Gently stir your ingredients to combine.
In a separate small bowl, whisk together olive oil, fresh lime juice, red wine vinegar, sugar, salt, pepper, and garlic powder.
Pour the dressing over the other ingredients and gently stir to combine. Be sure everything is well-coated!
Serve immediately with tortilla chips, or chill, making sure to toss the ingredients just before serving!